Dave Ramsey writes:
One of the best things about the budget? It’s math.
Math haters and Free Spirits, keep reading!
Math is black and white. There’s no gray area.
No wonder, even though I annually plan to spend less, I always come up short.
I had my last math class when Richard Nixon was still President.
You do the math, it hurts my brain.
Truth be told, I did take some accounting classes after college. But that was still over 30 years ago.
Now, having said all of that, I do budget. It just doesn’t come naturally and it’s like…work.
Ramsey offers 6 Reasons Your Budget Stinks (and What to Do About It).
If your budget needs some help, this is a good place to start.